Although rising interest rates have been accepted as a fact of life in the current Australian economy, home owners can still take action to reduce monthly payments. A home owner with a 30-year home loan who switches from a product with a 7.8% interest rate to another product with the same facilities but with a lower 7.0% rate will save nearly $164 per month. This equates to a staggering almost $59,000 saving over the term of the loan.

Mortgage Services Available to Home Owners

Most home owners fail to take action not because they do not want to save the money but because they either do not have the time or the inclination to do the research. A simple solution to this is to consult a professional mortgage broker to do the sums.

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